Your Data, Our Responsibility

Consent

By visiting https://karanarjunpay.in/ (“Website”), you agree to be bound by the terms and conditions of Karanarjun Technology Private Limited’s Privacy Policy.

By merely using the Website, even if visiting only a single page, you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy.

This Privacy Policy may change at any time without prior notice. Please review it periodically.

No Warranties

This Website, including all information, materials, and any software made available, is provided “as is” and “as available”, without any warranty of any kind.

• Warranties of merchantability.
• Non-infringement.
• Fitness for a particular purpose.
• Accuracy of third-party content.

We take commercially reasonable steps to keep the Website secure, but we cannot guarantee that the Website will always be virus-free, unauthorized access will never occur, or data transmission over the internet will always be secure.

Limitation of Damages

In no event shall Karanarjun Technology Private Limited, its affiliates, directors, officers, employees, representatives, or service providers be liable for:

• Direct damages.
• Indirect damages.
• Special damages.
• Incidental damages.
• Consequential damages.
• Business loss.
• Data loss.
• System damage.

If the company is found liable despite the limitations above, total liability shall be limited only to the service or transactional fees paid by you, if any, for transactions carried out on the Website.

Security

We take reasonable precautions to protect your data, but no system is 100% secure.

You are responsible for:

• Protecting your device.
• Securing your password.
• Preventing unauthorized access.

We shall not be responsible for lost passwords, compromised accounts, or unauthorized activity using your credentials.

Unlawful Use of the Website

We reserve the right to investigate violations of this Privacy Policy and may report suspected unlawful activity to law enforcement, regulators, or government authorities.

This may include disclosing:

• Email addresses.
• Usage history.
• IP addresses.
• User profiles.
• Uploaded content.
• Any data required by authorities.

Governing Law & Jurisdiction

• These terms shall be governed by the laws of India.
• Courts with exclusive jurisdiction: Lakhimpur, Uttar Pradesh.
• The Website provides general information and is not technical advice of any kind.
• You are solely responsible for any actions or decisions taken based on Website content.

Sharing of Personal Information

You consent to the use of your personal information by Karanarjun Technology Private Limited and its authorized partners for:

• Delivering services.
• Improving user experience.
• Customizing content.
• Showing relevant offers.
• Advertising our products or services.
• Fraud prevention.
• Regulatory compliance.

KaranArjunPay.in may share your information with:

• NBFC partners.
• Service providers.
• Affiliate companies.
• Event sponsors.
• Payment or verification partners.
• Trusted marketing partners.

Partners cannot resell or share your information independently. We may transfer your information if the company is acquired or merged with another entity.

Anonymous Data & Logs

We may collect anonymous data including:

• Visitor activity.
• Page visits.
• Device/browser details.
• Domain sources.
• Aggregated analytics.

We maintain IP logs, call logs, and support logs for improving service, security, fraud detection, analytics, and compliance.

IP Address Usage

Your IP may be used to:

• Diagnose server issues.
• Prevent fraud.
• Analyze demographics.
• Manage Website operations.

Corrections to Personal Information

You may request correction of inaccuracies in your personal information by contacting us through email or support form.

Direct Mail & Opt-Out

KaranArjunPay.in may send promotional messages. You may opt out anytime using links provided in emails. We will remove you from the list upon request.

Third-Party Websites

Our Website may contain links to third-party sites. Karanarjun Technology Private Limited is not responsible for:

• Availability.
• Content.
• Accuracy.
• Privacy policies.
• Terms of those sites.

Use third-party websites at your own risk.

User-Generated Content

If you post content on our Website:

• It becomes public.
• KaranArjunPay.in cannot prevent third-party misuse.
• You are solely responsible.
• You must not violate laws or privacy rights.

Cookies

We use session cookies, permanent cookies, analytics tools, and third-party cookies.

Cookies help with:

• Website functionality.
• User preferences.
• Faster login.
• Personalized content.
• Fraud prevention.

You may decline cookies, but some features may stop working.

Policy Review & Updates

This policy may be updated anytime. The latest version will always be available at:

https://karanarjunpay.in/privacy-policy

Please review this policy periodically for changes.